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The most prominent one are the Warforged; if you have proficiency with Heavy Armor, you can get a base AC of 16 + prof; by level 5, that's 19 AC. Throw in a shield, and that's 21. Here you can't benefit from Defensive, but you can benefit from the aforementioned Mariner Style.
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DnB NORD. 02.08.2010 | 12:32. Since 2005, DnB NOR Bank ASA (DnB NOR) and Norddeutsche Landesbank Girozentrale (NORD/LB) have owned 51 per cent and 49 per cent, respectively, of Bank DnB NORD A/S. Bank DnB NORD A/S has subsidiary banks in Latvia, Lithuania and Poland.Â.
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